Who We Are

Our Business Principles
The History of Hand
The Hand Management Team
What Clients are Saying About Hand

Our Services

Comprehensive Benefit Planning
Investment Services
Brokerage Services
401(k) Services
  » Professional Administration
  » Participant Access and Education
  » Investment Flexibility
  » 401(k) Tools-Determine Your Profile
   » Frequently Asked Questions
Cafeteria Plan

Account Access

Retirement Account
Flexible Spending
Hand Securities Online Brokerage
HB&T Trading Network
Account Demos

News At Hand

Newsletters
Press Releases

Contact Us

  » Email Contact Form
  » Careers At Hand

Consumer Complaint Notice

Online Privacy Policy

The Hand Family of Companies

Hand & Associates, Inc.

Areas of Consulting Practice
Actuarial/Administrative Services
Participant Communication Services

Hand Benefits & Trust Company

Daily Participant Recordkeeping Services
Trustee & Custodial Services
Valuation Services for Common & Collective
Trust Funds
HB&TCo Composite Employee Benefit Trust Funds

Hand Securities, Inc.

Rollover Your IRA
Account Forms
  » New Account Application (PDF)
  » Account Transfer Form (PDF)
  » Additional Account Owners (PDF)
  » Corporate Resolution (PDF)
  » Affidavit of Domicile (PDF)
  » Full Trading Authorization (PDF)
  » Margin Account Agreement (PDF)
  » IRA Direct Rollover (PDF)
  » IRA Application (PDF)
  » Privacy Policy (PDF)
529 College Savings Plan
Order Routing Report
Brokerage Account Access

Flex Corp