Hand Benefits & Trust, Inc.
Benefit Planning
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Comprehensive Benefit Planning

Hand Benefits & Trust, Inc. specializes in both the planning and administration of defined benefit and defined contribution retirement plans, including a comprehensive 401(k) offering that features a self-directed investment option.

In addition to sponsoring a retirement plan, many employers today add a Section 125 Plan--also referred to as a Cafeteria Plan or Flex Plan--to their benefits package. A Section 125 Plan features a "cafeteria style" menu of premium payment, medical and dependent care reimbursement accounts that result in tax savings for participating employees. Transportation reimbursement accounts have also become a popular employee benefit, offering considerable tax savings for work-related transportation expenses.

Comprehensive Benefit Planning

A Hand Benefits & Trust, Inc. professional can assist you in planning and designing your group's best options from the list below: Hand Benefits & Trust, Inc. can fulfill all administrative services such as:
  • 401(k), 403(b) or 457 Retirement Plans
  • Pension Plans
  • Defined Benefit and Cash Balance Actuarial Services
  • Profit Sharing Plans
  • Employee Stock Ownership Plans (ESOP)
  • Section 105 Plans
  • Incentive and Deferred Compensation Plans
  • Benefits Tax Issues
  • Health and Welfare Benefit Plans
  • IRA Rollovers
  • Cafeteria Plans
  • Transportation Expense Plans
  • Employee Communications & Enrollment
  • Claims Servicing
  • Compliance
  • Actuarial Audit and Plan Review Services
  • Flexible Spending Accounting
  • 401(k) Daily Participant Recordkeeping
  • 401(k) 24-Hour Internet Access
  • 401(k) 24-Hour Voice Response
  • Quarterly Statements
  • Form 5500 Preparation
  • Total Benefits Outsourcing Services

Building A Stronger Future, One Generation At A Time
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