The History Of Hand In 1939, the late Thomas Hand—an innovative leader in the pension industry—founded Hand Benefits & Trust, Inc. with a solid commitment to meeting the inevitable ever-changing needs of a long-term client relationship.  Twenty years later, his son, William (Bill) Hand, joined the company.  After the death of his father in 1966, Bill Hand became the CEO. Bill Hand pioneered major developments in the employee benefit field.  Most notably, he introduced the "Salary Reduction Pension Plan,"  the forerunner to the ever-popular 401(k). Today, Hand Benefits & Trust Executive Officers David Hand and Stephen Hand continue the legacy set forth by their grandfather and father.  Going well beyond offering traditional defined benefit plans, Hand Benefits & Trust, Inc. today is a preferred provider of a wide array of services, including: Comprehensive Employee Benefit Planning, 401(k) Administration, and Employee Stock Ownership Plans (ESOP) Defined Benefits and Cash Balance Actuarial Services Corporate and Individual Investment Management and Trust Administration Full Brokerage Services for Individuals Health and Welfare Benefit Outsourcing, and Cafeteria Plan and Health Reimbursement Account Administration